Legal

Insurance Disclosures

Insurance is a licensed activity. These disclosures identify who is licensed, what is offered, and what is not promised.

Draft — attorney review required

Every value on this page must be supplied and verified by the licensed insurance entity, including legal name, NPN, appointed carriers, state availability, and any state-specific compensation disclosure requirements.

Licensed entity

Insurance products described on this site are offered through InsurFit IQ, the licensed insurance arm of FitStack IQ. Insurance is placed through InsurFit IQ, National Producer Number [NPN]. State license disclosures: [STATE LICENSE DISCLOSURE LINK].

FitStack IQ is not an insurance carrier and does not underwrite, issue, or administer insurance policies.

InsurFit IQ

InsurFit IQ is the licensed insurance arm of FitStack IQ. It operates separately from the technology and business-infrastructure services offered by FitStack IQ, LLC. InsurFit IQ legal entity: InsurFit IQ, LLC.

Carrier relationships

[CARRIER DISCLOSURES]. Carriers are named on this site only where an appointment is in force and the relationship has been confirmed.

No guarantee of coverage

Availability, eligibility, pricing, and terms are determined by the applicable carrier and are subject to underwriting, state availability, and applicable law. Nothing on this site is an offer of insurance or a guarantee that coverage will be issued.

Policy documents control

Descriptions of coverage categories on this site are general summaries. The issued policy, including its terms, conditions, limitations, and exclusions, controls in all cases.

Compensation

Licensed insurance producers may receive commissions or other compensation in connection with the sale of insurance products. Specific compensation disclosures must be confirmed and published as required by applicable state law.

Contact

InsurFit IQ — PO Box 1079, Jefferson, GA 30549 — Support@FitStackIQ.com

Last updated: [EFFECTIVE DATE]